Helping Commercial and Residential policy-holders expedite and maximize their claim’s settlement!
Maximize your settlement
On average a good public adjuster can get from 300% to 700% or more on a claim than the original settlement made by the insurance carrier. Lioness Claims has experience with many desk adjusters personally and we do not allow adjusters to push us around. Our owner is IICRC Certified in Water mitigation and Fire restoration as well as Odor Control and Blood Born Pathogens. She also holds an AHERA Asbestos Supervisor/Contractor certification. Along with her multiple certifications she is also a certified Appraiser and Umpire. We will advocate for you with any adjuster, mitigation company, or contractor. We will not stop advocating for you until you are satisfied, and your home or business is returned to pre-loss condition.
We work for you
A public insurance adjuster usually does not get paid until a loss settlement is agreed upon and the insurance company mails a check. Lioness Claims works on a contingency basis, which means we do not get paid unless you do. If you do not get a payout, you owe Lioness Claims nothing. Our motto is “NO RECOVERY, NO FEE” and will continue to be. It is in the best interests of our clients and ourselves to always get the maximum payout possible.
We take over the claim!
When an insurance loss happens, it can be devastating and stressful. Lioness Claims will help you through the process by handling everything on the insurance side. When you hire Lioness Claims it is like hiring a lawyer. Even though we do not, and cannot, practice law, the insurance carrier, their adjuster, any independent adjuster involved, and even mitigation and construction companies now will deal with us. This makes for streamlining the claim and it only channels through our assigned adjuster. We can help explain payment delays to mitigation and construction companies as many of these claims do not close quickly, especially when a public insurance adjuster becomes involved. If you have a mortgage company, the insurance check will likely have the mortgage company listed and they will have to endorse the check as well. This can also delay the process in obtaining the funds to begin putting your home back together. We advocate for you and don’t let the insurance company push you around. We will also assist you with navigating the process if you have a mortgage company involved.
Water Claims
A water loss can be more complicated than other claims. A water loss can include a roof leak, pipe burst, water heater failure, or any number of sudden and accidental failures. Our owner is IICRC certified in water mitigation and understands the water damage process and coverages.
Fire Claims
We have experience with large and small commercial and residential fire losses. A fire can cause damage in multiple ways within the structure including soot, ash, and other contaminants resulting from the fire. Fire can start from electrical, cooking, lightning strikes, and various other unknown reasons. We perform a thorough inspection, working in conjunction with a Certified Fire Investigator when needed. Our adjusters work to ensure the insurance carrier pays everything you are owed to restore your home and cover your contents that were lost in the fire.
Theft / Vandalism Claims
When you experience a break-in, it can be extremely scary. Many vandalism and theft claims happen during the claim reconstruction process while the home is vacant. On many occasions vagrants will break in and take property from the home as well as damage the home itself. Vandalism is written very vaguely in all insurance policies, so it leaves a lot up for interpretation. We have handled over 100 vandalism claims.
Wind / Hail Claims
Here in the US we often have issues with sudden wind and hail storms. Hurricanes are prevalent in Florida as well. High winds can tear a roof right off. We have years of experience in roof losses as well as storm and hail damage, so we understand how to navigate the claims process.
Why Lioness?
You have experienced an insurance loss at your home or business, now what do you do? Whether it be fire, water, storm, vandalism or theft damage, Lioness Claims can help you. Lioness Claims is your relentless advocate against insurance carriers, whose job it is to delay, deny or underpay your claim, whether it should be covered or not. Our job is to prove to them that coverage exists in your homeowners or businessowners policy, expose them, and have them payout 100% of what you are owed, based on your policy. The insurance companies have many resources at their disposal and their adjusters are instructed to minimize their losses. After all, they are “for profit” organizations. Just because you have been paying your premiums on time for 30 years, that is not really their concern. Insurance carriers and their management have trained their employees and adjusters to protect the insurance company’s interests at all costs. We have years of experience dealing directly with insurance carriers. Lioness Claims is a member of NAPIA (National Organization of Public Insurance Adjusters) RMAPIA (Rocky Mountain Association of Public Insurance Adjusters) FAPIA (Florida Association of Public Insurance Adjusters) whom all vet public adjusters prior to allowing them to join the organization and these groups continually advocate on your behalf with legislators and the NAIC (the National Association of Insurance Commissioners) to hold insurance carriers accountable. As a member of these organizations Lioness Claims stays updated on changes within the insurance industry and takes continuing education courses that will help us fight the insurance carriers.
Lioness Claims always evaluates your claim and your policy for free including an on-site inspection of the loss by one of our local Public Insurance Adjusters or Property Loss Consultants. We will always be up-front and honest with you. Sometimes, you may not even need to hire us, but we can tell you what to say to your adjuster to help the claim move along more quickly. Remember, there is never any up-front cost.
So, whether you have been affected by fire, water, theft, wind/hail, or vandalism, Lioness Claims has the experience and tenacity to get you your maximum payout. After all, you do pay insurance premiums for a reason. We are here to help you every step of the way.