Fire Claim Public Adjuster
Your home has just been destroyed by fire. All your belongings are gone, and your family is left without a home. This is a devastating event that turns your entire world upside down. We are public adjusters who truly care for our clients and will make sure all clients are made 100% whole from their insurance carrier.
The first thing to do after a fire loss is immediately call a public insurance adjuster. They will consult with you about your loss and if you hire them, they can open the claim for you. However, if you contact your insurance company first do not give too many details of how the loss happened as this is a devastating time and event for you and you may incorrectly state something that insurance could try and use against you later. If hired, Lioness Claims will request a certified copy of your policy from the carrier to see exactly what coverages are afforded to you. It is always better if a public adjuster is involved from the very beginning.
Most fire claims do not settle quickly. Our public adjusters will help make sure you are provided with living accommodations that meet the same standard of living you are accustomed to. This living standard is based on your insurance policy. If your house was a 3 bedroom, 2 bath, with a pool, then that is what insurance should provide you to stay in until repairs are completed. We always stay on top of the carrier insurance adjusters to push for a quick resolution. Normal fire claims may settle within the first 180 days. Unfortunately, there are occasions where it may take longer to get a resolution from the insurance company due to various reasons that may arise. Not all fire claims are the same.
If you are a business owner who has experienced a fire / smoke loss, commercial fire damage claims can be extremely complex, especially when a commercial building has tenants. In a scenario such as this, we will assess your coverage completely. We will determine any loss of income due to your tenants being displaced. Even though tenants should have renter’s insurance, you cannot always count on that. Lioness Claims, LLC can evaluate your commercial policy to reveal any lacking coverages. We do all of that for free whether you hire us or not!
Important: When you have a commercial or residential loss it is your duty as the insured to mitigate any further damage. This is a common reason insurance carriers use to deny claims.
Homeowners and businessowners must be cautious about working with contractors or unlicensed claim adjusters. Many times, these individuals are not working on your behalf, but instead, advocating for the insurance carrier. Before you contact any public adjuster, be sure they hold a valid license. You can look up their company license information with the Department of Insurance in your state.
Licensed public adjusters are allowed by law to work with the insurance carriers on behalf of their customers to deal with complex fire claims. A public adjuster will act on your behalf to help guide you through the claims process. The role of a public adjuster in a fire claim is to protect your rights and to get you compensated fairly for all damages.
Lioness Claims Is a trusted advocate for you during the entire claims process. We will assess the loss free of charge and thoroughly document all damages and begin negotiations with the insurance carrier. Often, we can find unknown damage that may become an issue later. These unknown damages are rarely discovered by an independent adjuster or desk adjuster from your insurance carrier. Our public adjusters work for you to prove, document, and evaluate the loss to get you the maximum payout possible.
We are licensed as a public adjuster in Nevada, Arizona, Utah, California, Texas, Mississippi, Georgia, and Florida. Our owner is IICRC certified in Fire Restoration. We have the experience and knowledge to combat the insurance carrier because we hold these certifications.
Lioness Claims is not your normal public adjusting firm. Our goal is to forge long-lasting relationships with our clients. We try to go above and beyond for all our customers. Lioness Claims is open 24/7 for your convenience. We will always respond in a timely manner as our clients always come first. We answer our phone whether is it 5am on a Sunday or 1am on a Tuesday.
